The Diocese of Adelaide provides a Car Leasing Scheme for clergy and church employees‡. It is a lease to buy scheme with fixed monthly payments for three years and an obligation to purchase the vehicle at the end of the term at a pre-agreed value. The lease may be extended by by negotiation.


‡ Please note that there are Fringe Benefits Tax implications for church employees entering the Car Lease Scheme.


Key Features

  • Your choice of vehicle
  • Vehicle is purchased and held by the Diocese of Adelaide
  • Finance cost excludes GST
  • Benefit from low internal capital costs available to the Diocese
  • Fixed monthly payments
  • Pre-agreed payout figure
  • For clergy, payments may be made via RPE account
  • Three year initial term
  • Includes registration and insurance


Each lease scheme is calculated individually, based on the vehicle selection. However an indicative quote is as follows:


Vehicle 'drive away' cost Monthly Payments Payout value at three years
$30,000 $600 $18,000

† Including stamp duty, first year registration, and delivery charges


You may also choose to make either additional monthly payments above the minimum or an upfront lump sum, in order to reduce the payout value.


How to apply

To apply for the Car Leasing Scheme, or if you have further questions, please contact Ministry & Parish Support.


The application process for the Car Leasing Scheme is as follows:



You Diocese
1.

Select vehicles, and provide up to three purchase quotes


2.

Calculate lease costs, provide lease quotes

3.

Accept a lease quote, sign the Car Lease Agreement


4.

Purchase the vehicle

5.

Vehicle is delivered, and lease payments commence



Summary of Standard Terms


The Car Lease Scheme uses a Lease Agreement as the contract between you and the Diocese. The terms are standard for all leases, as described below.


Monthly lease cost:

  • Includes vehicle registration and insurance
  • Is fixed for the term of contract
  • Excludes servicing


You agree to pay:

  • Monthly payments
  • Fuel, servicing, and uninsured repairs
  • All fines and traffic infringements
  • Stamp duty at the conclusion of the contract
  • Any excess arising from an insurance claim


You agree to:

  • Keep the vehicle in good order and repair
  • Not to sell, dispose of, or encumber the vehicle during the lease
  • Indemnify the Diocese for any loss relating to the vehicle
  • Purchase the vehicle at the agreed price at the end of the contract, or if you leave the Diocese during the contract period


The Diocese agrees to pay:

  • Registration fees
  • Insurance costs associated with the Diocesan policy


The Diocese agrees to:

  • On expiry of the contract, sell the vehicle to you
  • Reduce the payout figure via a higher monthly payment